General Information--Secured Income Fund

Pension Fund Name: Secured Income Fund

Fund Type: Mixed Assets Fund

Risk Profile: ■□□□□Low

Launch Date: 01/Sep/2003

Currency: Macao Pataca

Permissible Range:  Bonds 60%-100% / Equities 0%-15% / Cash and bank deposits 0%-30%

Strategic Benchmark: Bonds 85% / Equities 10% / Cash and bank deposits 5%

Investment  Objectives:  The investment objective of the Fund is to endeavor to enhance long-term interest income in a low-risk framework. The Fund primarily invests in high-quality debt securities issued by governments, corporations and financial institutions, and invests in a limited extent in high-quality equities in the Hong Kong SAR, China, and the United States. Under appropriate market conditions, the proportion of money market instruments will be relatively increased to mitigate risk.

Risk Reminders:  The investment of the fund involves risk, e.g. market risk, interest rate (price) risk, exchange (currency) risk, sovereign and/or political risk, etc. The unit price of the fund may fluctuate. For details of the above risks, if any enquiries, please call the customer service hotline at +853 8398 2641 during office hours.