ICBC Wealth Management Visa Infinite

Six Financial Services

Access to Visa Infinite services offered by designated account manager

Each Visa Infinite cardholder will be designated account manager who provides  privilege services.

Priority access to all branches of ICBC (Macau) to enjoy more convenient services

Please be informed that with effect from October 14 2024, the condition for ICBC Wealth Management Visa Infinite Credit cardholders enjoying priority queuing service will be adjusted as follows:

   Visa Infinite Principal cardholder and/or their supplementary cards whose accumulated qualified spending* is equivalent to MOP100,000 or more from January 1 to December 31 2023, or assets reach MOP 3,000,000 or more with our Bank will be eligible for priority queuing service during the current year.

 Newly joined Visa Infinite Principal cardholder will enjoy priority queuing service during the current year.

 All Supplementary cardholders of ICBC Wealth Management Visa Infinite Credit card will not be eligible for priority queuing service.

* The following transactions will not be considered as eligible spending: transactions not shown in statement, ICBC e-Payment, cash advance, casino chips, installment, late charges, account service charges, insurance premium charges, tax payments, and any transactions that have been canceled or refunded. The Bank’s record shall prevail.

Flexible credit limit adjustment

The Visa Infinite cardholders can apply for permanent or temporary credit limit adjustment by contacting your designated account manager for your convenience. We will validate the temporary credit limit adjustment in accordance with cardholders’ request and inform cardholders of the final approval result timely.

Access to 7x24 Visa Infinite VIP hotline

Visa Infinite cardholders can call the ICBC Visa Infinite VIP Hotline at (853) 8398 2662 for any enquiries at any time.

Preferential fee for six types of services

Privilege to bonus points reward

Visa Infinite cardholders will be rewarded for double bonus points in birthday month, local dining and overseas transactions, etc.

Six Complimentary Benefits and Prestigious Privileges

Exclusive privileges and service facilities

The Visa Infinite Cardholder can enjoy the following exclusive privileges provided by DragonPass:

From December 3, 2024 at 00:00 (Macau time, GMT+8), "ICBC Wealth Management Visa Infinite" cardholders’ airport VIP lounge privileges will be adjusted. The "LoungeKey"and "Priority Pass" airport VIP lounge services will be terminated, and will be replaced by "DragonPass" VIP lounge services. The number of complimentary visits that "ICBC Wealth Management Visa Infinite" principal cardholders can enjoy will depend on the accumulated eligible spending in the previous calendar year. Cardholders can enjoy complimentary "DragonPass" VIP lounge serviceswith the number of visits entitled.

I.         Eligible customers and Visits

"ICBC Wealth Management Visa Infinite" principal cardholders can enjoy free lounge services provided by "DragonPass" according to the accumulated eligible spending from January 1 to December 31 of the previous calendar year (inclusive of the first and last days). Details are as follows:

*Remarks:

1.         Private Banking customer refers to the customer who has signed the agreement and acknowledge as the Private Banking customer.If the standard requirement of the Private Banking has not been fulfilled, the agreement of the Private Banking service will be cancelled.Thus,the benefit and the service of the VIP lounge will be suspended without further notice.

2.         A "Qualified Fortune Card Customer" refers to a customer who holds an ICBC (Macau) Fortune Card (physical or virtual card) and maintains an average daily asset balance of not less than MOP3,000,000 or equivalent in our bank each month. If the assetbalance falls below the required threshold, the customer will no longer be entitled to the related exclusive services. Additionally, after becoming a Fortune Card Customer Customer, ICBC (Macau) will review the customer's average daily asset balance over a consecutive six-month period to ensure it remains not less than MOP3,000,000 each month. If the asset standard is not met, ICBC (Macau) will revoke the Fortune Card Customer status of the customer and the customer will no longer enjoy the related rights, services, and discounts, without further notice.

3.         New "ICBC Wealth Management Visa Infinite" principal cardholder refers to a customer who has never held any "ICBC Wealth Management Visa Infinite" principal card in the past and successfully activated this card. The qualification of New "ICBC Wealth Management Visa Infinite" principal cardholder is according to the card activation date.

Terms & Conditions:

1.     The number of complimentary access to"DragonPass" VIP lounges are based on the maximum number of visits that cardholders entitled.

2.     The access of "DragonPass" global airport VIP lounges and the high speed rail station VIP lounges in Mainland China are applicable to principal cardholders only, accompanying guest is not able to enjoy the complimentary visit.

3.     When customer is qualified as"ICBC Wealth Management Visa Infinite" principal cardholder, "Private Banking Customer" or "Qualified Fortune Card Customer", he/ she can enjoy the complimentary "DragonPass" access from 15th of the next calendar month.

4.     The accumulated eligible spending calculation period is from January 1 to December 31 of the previous calendar year (inclusive of the first and last days).

5.     The eligible spending of all ICBC credit cards under the name of the"ICBC Wealth Management Visa Infinite" principal cardholder, his/ her "ICBC Wealth Management Visa Infinite" supplementary cards will be counted as accumulated eligible spending.

6.     The spending of other ICBC supplementary credit cards of the "ICBC Wealth Management Visa Infinite" principal cardholder will not be counted as accumulated eligible spending.

7.     A new "ICBC Wealth Management Visa Infinite" principal cardholder can enjoy 2 times "DragonPass" complimentary VIP lounge services in the first year. From the following year, the number of complimentary "DragonPass" access will depend on the accumulated eligible spending in the previous calendar year.

8.     The following transactions will not be considered as eligible spending: transactions not shown in statement, ICBC e-Payment, cash advance, casino chips, installment, late charges, account service charges, insurance premium charges, tax payments, and any transactions that have been canceled or refunded. The Bank’s record shall prevail.

9.     Cardholder’s accounts must be in good status, without any limit excess or overdue payables, and without violating the terms and conditions of the ICBC Credit Card Cardholder’s agreement in order to enjoy complimentary "DragonPass" services.

10.  ICBC (Macau) reserves the right to amend or terminates the above service or the relevant terms and conditions at any time without prior notice. ICBC (Macau) assume no liability in respect thereof with the above modification.

11.  In case of any dispute, ICBC (Macau) reserve the rights of final decision and interpretation.

12.  If there is any discrepancy between English and Chinese versions, the Chinese version shall prevail.

II.       How to Check Available Visit(s) and How to Use

Step 1  Log in "ICBC Mobile Banking APP", click "All" -> Credit Card - "VIP Room"

Step 2  Click "Lounge" for more information, click "立即使用" to enable QR code. Registration is not required.

消费记录–The number of times used

可用网点–Find a lounge, services, location, etc.

Visit(s)–The number of available complimentary access.

The above services are subject to the "Dragon Pass" Service Terms and Conditions. For details, please visit "Dragon Pass" Service webpage.

Global Travel (Personal Accident) Insurance

Visa Infinite cardholders can enjoy a free global travel (personal accident) insurance insured by MSIG Insurance (Hong Kong) Limited.

Global Travel (Personal Accident) Insurance

The Cardholder is entitled to enjoy the protection of global travel (personal accident) insurance when he/she uses Visa Infinite to pay for public transport conveyance tickets in full or pay a full 100% of the total cost of a packaged tour which includes tickets for Public Transport for himself/herself.

l  Personal Accident Benefit on public transport *

Personal accident benefit on public transport applies to the Cardholder who suffers bodily injury resulting in death or permanent disablement whilst riding as a passenger on board a Public Transport conveyance.

*“Public Transport” refers to a licensed and / or scheduled transport service (other than contractor or private carrier) which any member of the public can join at a recognised stop and pay a fare.

Should you have any enquiries regarding this insurance, please call the below hotlines provided by MSIG Insurance (Hong Kong) Limited:

★Notes: All the aforesaid insurances will be calculated in USD. The above data only serve as a summary for reference. All provisions, rules and exclusions of this Program shall comply with MSIG Insurance (Hong Kong) Limited’s policy regulations, please refer to the policy wording for details of the coverage, terms, conditions and exclusions. Policy provisions shall be governed by and construed according to the laws of the Macau Special Administrative Region.

(Global Travel (Personal Accident) Insurance effective date 1 January 2020)

Exclusive international emergency travel and medical assistance

ICBC (Macau) provides Visa Infinite cardholder with international emergency travel and medical assistance services to help you handle various trifles during your trip, thus allowing you to enjoy more leisure time.

Service delivery

You can call the international emergency travel and medical assistance service hotline (853) 6262 5124 at any time, for professional assistance services below.

Macau and Hong Kong

-  Emergency pavement maintenance and trailer service

Overseas Service (Other than Macau and Hong Kong)

-  Travel information

-  Medical advice, appraisal and referral appointment over telephone

-  Medical escort

-  Repatriation after treatment

-  Repatriation of remains and bone ash

-  Medical supervision

-  Provide deposits for inpatient services

-  Medical accommodation for rehabilitation upon discharge from hospital

-  Arrange visits of relatives and friends

-  Escort the accompanying juvenile children back to the home country

-  Deliver necessary medicines/medical equipment

-  Send physicians

Expense collection

Our bank has paid for all above emergency assistance services for you. Part of the expenses actually incurred during the assistance needs to be borne by yourself, but service providers will inform you of the actual amount before you decide independently whether to bear the expenses and accept the services.

★Tips: A third party company will provide the aforesaid services which are subject to relevant rules and provisions.

Visa Infinite Concierge service

We provide the Visa Infinite cardholders with 7x24 concierge services for global trip and entertainment as well as multiple language support. Visa Infinite cardholders can call the ICBC Visa Infinite VIP Hotline at (853) 8398 2662 at any time for any enquiries, or exclusive website of website (https://www.visa.com.hk) or Visa Concierge website (https://www.concierge-asia.visa.com) throughout the world to seek assistance.

Access to preferential policies of renowned merchants

Visa Infinite cardholders have access to preferential policies of various top merchants in Mainland China, Hong Kong, Macau and other regions including starred hotels, premium clubs, top restaurants, world-class brands, etc. which allow you to enjoy various preferential services and completely demonstrate your eminent personality and outstanding status. For further details, please visit our website or call the ICBC Visa Infinite VIP Hotline on (853) 8398 2662 or visit exclusive websites of Visa Infinite www.visa.com.hk for any enquiries.

Special promotion campaigns for ICBC Wealth Management Visa Infinite

We would organize rich and colorful special events regularly and would like to invite you to participate and experience the joys.

In addition, other benefits and rights include

-        You can choose different Installment Program service, Easy Spending Installment Program, Easy Payment Installment Program, Easy Cash Installment Program or Interest-free Spending Installment Plan

-        Up to 56 days Interest-free Repayment Period

-        Flexible Payment Options – you can choose to settle 5% of the outstanding balance as the minimum monthly payment