Monthly Investment Savings Plan for Stocks
ICBC (Macau) provides you as an esteemed with a monthly investment savings plan on predetermined stocks without worrying about the fluctuation of the stock market. You can invest in your favorite stocks and prepare you for an affluent future.
Regular contribution
The monthly contribution on predetermined stocks is similar with that of the fixed saving plans. If the customer is interested in the investment but does not know how it works, the monthly contribution plan on predetermined stocks may be a preferred choice which does not need to be worried about the fluctuation of the stock market. All you need is that you choose how much for the monthly contribution which will be automatically transferred for the investment, making it convenient and simple.
Low entry level
Customer does not need to put in large amount of money for investment and this will greatly lower the pressure in the investment.
Flexible in using funds
At any time, a customer can apply for the termination or increase in his/her monthly contribution, changing monthly investment portfolio, and sell his/her shares already bought.
Dollar Cost Averaging Concept
“Dollar Cost Averaging Concept” means that investors will regularly invest with the same amount of funds in the stock market. Since it is not for a one-time investment, more shares will be bought-in when the stock price goes down or fewer shares will be bought-in when the stock price goes up. The average bought-in price of the whole portfolio will be automatically adjusted and averaged out due to the stock market fluctuation.
Receiving dividends
Customer who has joined the monthly savings plan on stocks will enjoy the dividend payments or bonus shares at the same time.