Description
ICBC Mortgage Loan is to meet your financial needs when you are purchasing or refinancing a property. ICBC Mortgage Loan offers competitive terms including preferential interest rate, prolonged repayment period, handling fee and property valuation fee waiver, deposit-linked mortgage and early partial repayment scheme.
Features and Advantages
|
Purpose
|
:
|
For individual to purchase or refinance a property
|
|
Property Type
|
:
|
Residentials, car parks, shops, factories, offices, shopping mall units and villas.
|
|
Loan Tenor
|
:
|
Up to 35years
|
|
Loan Currency
|
:
|
MOP/HKD
|
|
Loan Amount
|
:
|
In accordance with “Guideline on Residential Mortgage Loans” of the Macau SAR government.
|
|
Guarantee
|
:
|
The property will be pledged as collateral to the Bank.
|
How to Apply
Application process is simple and convenient. Please bring along the following documents to any of our branches for loan application:
1. Sales and Purchase Contract
2. Identification Card
3. Payslip or Income Proof (Employment Letter & Tax Returns etc.)
4. Bank account statement, passbook, time deposit certificate
5. Residential address proof
Remarks: Loan terms are subject to final approval of ICBC Macau.
For enquiries, please visit any of our branches where our Customer Service Officers will be pleased to serve you.