Fund Investment
Fund Product Characteristics
l Funds are a type of collective investment scheme, which involves pooling assets (including cash) to enable participants to share profits or income generated through the acquisition, holding, management, or disposal of underlying assets.
l Capital is allocated across securities, bonds, currencies, and diverse markets to enhance return potential.
l Investors do not engage in day-to-day operations; funds are managed by renowned companies.
Product Features
l Reduces risk by spreading investments across global projects with varying risk profiles.
l Captures worldwide investment prospects across markets to maximize return potential.
Multiple Fund Choices
We offer numerous fund management companies, and hundreds of funds for you to choose, many of which are high quality and offer distinctive features, to suit your needs. They are categorized into 4 types:
l Equity funds
l Balance funds
l Bond (fixed income) funds
l Money market funds
Disclaimer
1. This is an investment product, not a bank deposit, and is not protected by the Macao Special Administrative Region Government’s full deposit protection scheme.
2. You should be aware that investments involve risks. Product prices may fluctuate and could result in loss of part or all of the invested principal. Profit is not guaranteed, and past performance is not indicative of future results.
3. You must thoroughly review all relevant sales documents and terms (including but not limited to the full product explanatory memorandum, offering memorandum, and relevant risk disclosure statements) to fully understand the product's nature and associated risks. Seek independent professional advice (including financial, tax, or legal counsel) where necessary.
4. .This is an investment product. You should not invest unless the intermediary has determined, based on an assessment of your financial situation, investment experience, risk tolerance, and investment objectives during the sales process, that this product is suitable for you.
5. You must carefully read and comprehend the product's risk disclosure statement, raise questions, and seek independent advice if required. You confirm that you know, understand, and accept the associated risks of the investment product, and assume full responsibility for decisions regarding opening investment accounts and conducting investment activities.
6. ICBC Macau welcomes feedback or complaints via: Branches Customer Service Hotline: 8899 5588 or via e-mail: webmaster@icbc.com.mo or Fax: 8398 2338
This summary is for reference only and does not constitute (nor should it be construed as) an investment offer, solicitation, recommendation, or commitment to conduct any transaction. Investment decisions should be based on a detailed review of the principal sales documents (including but not limited to the full product explanatory memorandum, offering memorandum, and relevant risk disclosure statements). The content of this summary should not be considered a complete or definitive explanation of any transaction terms and conditions. All terms and conditions are subject to the formal sales documents, which shall prevail.